Terms of use

Please read these Terms of Use (“Terms”) carefully before using our website, howto-earnmoney.com (“the Website”). The Website is run by Jonathan Jelinek, a self-employed individual based in Spain (“we”, “us”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use the Website.

1. Intellectual property

1.1. Ownership. The content, design, graphics, text, logos, and other materials contained on our website are owned by or licensed to us and are protected by intellectual property laws. You may not use, reproduce, modify, or distribute any of the content from our website without our prior written consent. Linking to any page, and quoting a short excerpt with credit and a link, is always welcome.

1.2. Trademarks. All trademarks, service marks, and trade names of other companies used on our website (for example Amazon, YouTube, Udemy or Coursera) are the property of their respective owners. Use of these trademarks, service marks, or trade names is prohibited without the owner’s consent. Mentioning or linking to a company does not mean that it endorses us.

2. User conduct

2.1. Acceptable use. You agree to use our website in accordance with applicable laws and regulations and to not engage in any conduct that may impair the functionality or security of the Website or interfere with other users’ access or use.

2.2. Prohibited activities. You must not:

• Use our website for any unlawful purpose or in any way that violates these Terms
• Send or transmit to us or through the Website any content that is illegal, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable
• Attempt to gain unauthorized access to any part of our website or any other systems or networks connected to the Website
• Interfere with or disrupt our website or servers or networks connected to the Website
• Engage in any data mining, scraping, or other similar activity on our website

3. No financial advice, no promise of income

The guides are general education. Nothing on the Website is financial, investment, tax, or legal advice, and nothing is an offer to buy or sell anything. Crypto and trading pages describe products that can lose money, in some cases more than you put in. Income figures, examples and calculator results are illustrations, not promises or forecasts. You are responsible for your own decisions. If in doubt, talk to a qualified professional.

4. Third-party content and links

4.1. Embedded content. Our website includes embedded content from third-party services, such as YouTube videos. We do not endorse or control the content from these third-party platforms and are not responsible for any actions or consequences resulting from your use of such content.

4.2. External links. Our website contains links to external websites or resources. We are not responsible for the availability, accuracy, or content of these external sites or resources, or for their prices and terms. We shall not be liable for any damages or loss arising from your use of any external websites or resources, except where the law requires otherwise.

4.3. Affiliate links and sponsors. Some links are affiliate links. If you buy after clicking one, we may earn a commission at no extra cost to you. Sponsored placements are always labeled. Details are in the affiliate disclosure.

5. Disclaimer of warranties

5.1. No warranty. Our website is provided on an “as-is” and “as available” basis. We check our guides carefully, but we do not guarantee the accuracy, completeness, reliability, or availability of our website or its content. Your use of our website is at your own risk.

6. Limitation of liability

6.1. Exclusion of liability. To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website. Nothing in these Terms limits or excludes liability that cannot be limited or excluded by law, including liability for intent or gross negligence, for death or personal injury, or your rights as a consumer under mandatory law.

7. Indemnification

7.1. To the extent permitted by applicable law, you agree to indemnify and hold us harmless from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable legal fees, arising out of your violation of these Terms or your unlawful use of our website.

8. Modifications

8.1. We reserve the right to modify, suspend, or discontinue any part or all of our website at any time without prior notice. We may also update or revise these Terms from time to time and will change the date at the top of this page when we do. By continuing to use our website after any modifications to these Terms, you agree to be bound by the updated Terms.

9. Contact

Questions about these Terms: hello@howto-earnmoney.com.