Person looking at financial charts on a laptop
Welcome to your FREE* money-making masterclass: CRYPTO TRADING!

How to earn money trading cryptocurrency

How crypto day trading, margin, swing trading, and futures actually work, and why most retail accounts lose. Not financial advice.

4 topics · 16 top picks Links checked Nov 2026 The HTEM Editorial Team

Four trading methods get their own section here because people search for them: day trading, margin, swing trading, and futures. Each one can lose more than a simple purchase, and leverage can lose more than the cash you deposited.

Every method below comes with a current tutorial, a plain explainer, a book and a course. Read the explainer before the video: videos sell the upside, explainers describe the mechanics and the risk.

If a video promises a daily dollar amount, assume it is an advertisement for a course or a referral code. Paper-trade or use a tiny size for months before you decide the method fits you. Most people should not do this with rent money. Not financial advice.

Trading · Topic 1 of 4

Day trading

You open and close positions the same day and try to catch short moves. Spreads and fees are charged on every round trip, so a strategy that looks good on a chart can lose once costs are included. You also need time at the screen and a written stop. “I will just watch it” is how small losses become large ones. The article below teaches a specific ruleset; rules do not guarantee a profit.

Our top picks Book, course and partner-tool links may earn us a commission. Disclosure

Plays from YouTube (privacy-enhanced mode) only after you press play · Watch on YouTube

Trading · Topic 2 of 4

Margin trading

Margin means borrowing to make the position bigger. A 5x position that moves 20 percent against you is a total loss, and the exchange can close it before you react. Interest (or a funding-like fee) accrues while the trade is open. Kraken’s explainer walks through margin levels and liquidation with real numbers. Read the liquidation price before you enter, and assume you will hit it at least once while learning.

Our top picks

Plays from YouTube (privacy-enhanced mode) only after you press play · Watch on YouTube

Trading · Topic 3 of 4

Swing trading

Swing trades last days or weeks instead of minutes. You are still forecasting direction, and you are still paying fees, but you are not glued to a one-minute chart. Overnight gaps in crypto are normal because the market does not close. A stop-loss set in the evening can fill far from the price you typed. Position size matters more than the indicator.

Our top picks

Plays from YouTube (privacy-enhanced mode) only after you press play · Watch on YouTube

Trading · Topic 4 of 4

Futures

A crypto futures contract is a bet on price that settles later, usually with leverage built in. Perpetual swaps add a funding payment between longs and shorts so the contract tracks the spot price. Funding can flip your expected profit into a loss even if price goes your way. Schwager’s futures book is about established markets and risk, which is the part crypto Twitter skips. Liquidation is not a rare event for small accounts.

Our top picks

Plays from YouTube (privacy-enhanced mode) only after you press play · Watch on YouTube

FAQ

Questions people ask

Which of these is safest?

None of them are safe. Day trading and futures add costs and leverage on top of an already volatile price. Holding a small amount is still risky, and it is a different activity from trading.

Can beginners make money day trading crypto?

Few do. Fees, spreads and emotional decisions eat most small accounts. If you want to learn, paper-trade or use a tiny amount for months before risking more.

What is liquidation?

When a leveraged position loses enough that your collateral no longer covers it, the exchange closes it for you. You lose the margin you posted, and it can happen within minutes in a fast market.

Do I have to pay tax on crypto trades?

In most countries, yes. Each trade can be a taxable event. Keep records of every buy, sell and fee, and check the rules where you live.

Go deeper

Guides to read next

Free PDF guide

50 ways to make money online, with the catch written down.

A plain list of 50 ideas for earning money, with the catch written next to each one. Enter your email and we'll send you the full guide as a PDF.

  • Realistic time-to-first-dollar for every idea
  • What it costs to start, and what usually goes wrong
  • A link to go deeper on every single idea

Get the 50 ways guide free as a PDF. Enter your email and we'll send you the full guide. You'll also get our weekly newsletter once it launches, one practical idea a week with the catch written down. Unsubscribe in one tap.